Browser Recommendations
To ensure optimal security and access to all features in our online banking product, we
recommend using one of the following browsers:
Windows Users
- Internet Explorer 7.x - download now
- Mozilla Firefox 2.0 - download now
Macintosh Users
- Mozilla Firefox 2.0 - download now
How do I tell if the site I am on is
secure?
Once you get to the site, the Web address will begin with https: ("s" for secure).
The locked padlock at the bottom of the
window will confirm the site's increased security. For more details about the encryption status of the page when it was received, click the lock
icon.
Important: The lock icon only describes the encryption status of the page while your computer was receiving it.
Security Statement
First National Bank of Mineola takes the safeguarding of your information seriously. We require a Log-in-ID and password to properly identify and authenticate you prior to allowing online access to our Online Banking and Online BillPay Services.
The Internet Banking System brings together a combination of industry-approved security technologies to protect data for the bank and for you, our customer. It features password-controlled system entry, a VeriSign-issued Digitial ID for the bank's server, Secure Sockets Layer (SSL) protocol for data encryption, and a router loaded with a firewall to regulate the inflow and outflow of server traffic.
Secure Access and Verifying User Authenticity
To begin a session with the bank's server the user must key in a Log-in-ID and a password. Our system uses a "3 strikes and you're out" lock-out mechanism to deter users from repeated login attempts. After three unsuccessful login attempts, the system locks the user out, requiring either a designated wait period or a phone call to the bank to verify the password before re-entry into the system. Upon successful login, the Digital ID from VeriSign, the experts in digital identification certificates, authenticates the user's identity and establishes a secure session with that visitor.
Secure Data Transfer
Once the server session is established, the user and the server are in a secured environment. Because the server has been certified as a 128-bit secure server by VeriSign, data traveling between the user and the server is encrypted and can only be decrypted with the public key to the end user's browser and creates a temporary private key. These two keys are the only combination possible for that session. When the session is complete, the keys expire and the whole process starts over when a new end user makes a server session.
Firewall Protection
A combination of computer hardware and software between two networks is in place to control traffic and authorize legitimate transactions passing over the network. It prevents unauthorized users from accessing entire networks or restricted files on a given network.
User Responsibilities
While our service provider continues to evaluate and implement the latest improvements in Internet security technology, users of the online banking system also have responsibility for the security of their information and should always follow the recommendations listed below:
--Utilize the latest 128 bit encryption versions of either Netscape Navigator or Microsoft Internet Explorer. The online banking system is best viewed and is most secure when you use one of these two browsers, as they are both certified for use at our site.
--Your security password must be kept confidential. You must follow our specific parameters for a password and change it often to ensure that the information cannot be guessed or used by others. Be sure others are not watching you enter information on the keyboard when using the system.
--Never leave your computer unattended while logged onto the online banking system. Someone may approach your computer and gain access to your account information if you are away.
--Click Log Off when you are finished using the system to properly log off. Once a session has ended no further transactions can be processed until you log on to the system again.
--Close your browser when you are finished so that others cannot view any account information displayed on your computer.
--Maintain a virus-free computer. Use virus protection software to routinely check for a virus on your computer. Never allow a virus to remain on your computer while accessing the online banking system.
--Report all crimes or attempts of criminal activity to law enforcement officials immediately. In addition, please contact out bank as soon as possible at 903-569-6161.
The precautions you take as an online banking customer, together with our internet service and communications providers, will provide the safest operating enviornment possible.
