The bank has a heritage of independence since opening over 100 years ago and has kept the commitment to remain independent through 2 World Wars and the Great Depression.

It prides itself in providing the best personal service to all of its customers at very competitive rates, with all decisions made by the bank's local management.  There is no "out-of-town" committee/management structure that is prevalent in larger banks and those with home offices elsewhere.

The bank has remained safe, solid and sound throughout the years including the eighties which were difficult for many financial institutions.

Located 80 miles east of Dallas on U.S. Highway 80 and 25 miles north of Tyler on U.S. Highway 69.

For a detail list of the bank's officers, directors, staff and services, please consult the menu below.